Journey Student Credit Card from Capital One, 9 Best Credit Cards for Bad Credit in December 2022, PREMIER Bankcard Mastercard Credit Card 2022 Review: A Last-Resort for Bad Credit, PREMIER Bankcard Secured Credit Card 2022 Review: A Card for Credit Scores Under 500, Cerulean Mastercard Credit Card 2022 Review: Double Your Credit Line in 6 Months, Best Credit Cards With No Annual Fee as of December 2022, Blaze Mastercard Credit Card 2022 Review: Rebuild Your Credit with 4-Bureau Credit Reporting, Free Amazon Prime Student membership for a year, Credit reporting to TransUnion and Experian, Cash advances and balance transfers are unavailable, Various Mastercard Platinum Benefits (e.g., fraud protection, purchase insurance, roadside dispatch, auto rental collision insurance), Account-freezing facility to block new purchases made online or in person if you lose your card or if its stolen, Foreign currency or travelers check purchases, Wire transfers (or similar cash-like transactions), Lottery tickets, casino gaming chips, or similar betting transactions, A school document (e.g., I-20 or DS 2019), Proof of a US bank account with a balance. You should never accept these offers because if the merchant converts your payment for you, they may set their own high exchange rate to increase their profits. Still highly recommended for students, especially those international students who just came to the US. . With the Deserve EDU Mastercard, you'll earn 1% cash back on all purchases, issued as a statement credit. My Link is here http://deserve.com/98B7B, The selfscore links dont work now. https://www.deserve.com/12A7F This Mastercard is a high recommend since they have great benefits, especially for us poor college kids. Other perks: You receive a 0% intro APR for 15 billing cycles (then 13.99% - 23.99% Variable) and free FICO Score 8 from TransUnion . We dont accept compensation in exchange for reviews or articles, and we dont directly sell any products or services ourselves. The Capital One website says that applicants with a fair credit score are eligible for the student credit card, so a credit score under 580 may disqualify you. I have 3 credit cards and the Deserve Edu MasterCard was my first one. Deserve Edu is a credit card designed specifically for students Credit Card, no annual fee, and no SSN required, which is most suitable for international students who have just arrived in the United States. Use my referral link to apply for a Deserve Credit Card. No deposit required. If you pay your bill in full by the due date, your purchases during the grace period wont accumulate interest. Hire the best financial advisor for your needs. Get insider access to our best financial tools and content. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Upon approval, card activation and use, you'll receive $30 and so will your referral. Bank of America Travel Rewards credit card. Student credit cards usually have smaller credit limits than you get with regular credit cards. What You Should Know Before Applying for a Student Credit Card. purchases made in another country. California Do Not Sell My Personal Information Request. Deserve offers true credit cards that can help you build your credit history, making them a great option for people who are new to credit cards. https://deserve.com/4A6B2, I just got the credit card I deserve. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners. You get 1% cashback on everything, no annual fee or foreign transaction fee. Took just a little more than a week to get my card. Its also important to note the difference between international credit cards for students and credit cards for international students. Once approved, you'll automatically start earning cash back on all purchases. is from Capital One, Discover, USAA, PenFed or HSBC. You do not get 50 dollars as referral bonus for this card. So, make sure to check out our editors picks for, the best credit cards for international travel. Please use the referral code below to get a $30 FREE BONUS!!! Sign-up bonus: With the Deserve EDU Mastercard for Students, you can earn . I am an old user of selfscore and this card really helped. Use my referral link for a $50 sign up bonus! Theyre basically the same in terms of functionality, but cards for international students arent just for U.S. citizens or people with a Social Security number. Good credit scores open doors for even better credit cards and loans in the future. As Mastercard is widely accepted internationally, this card could be a good resource for the globe-trotting student. Thanks! We know that taking financial advice from us requires a lot of trust on your part. 3.5 / 5. https://deserve.com/727BA, Use my Referal link to get $30 instantly in the account opening Our star ratings are unbiased and independent of our affiliates and advertisers. deserve.com/F1BD8 Apply. Others may accept just a student ID and/or a passport. Currency conversions at airport-based exchange stations come with extraordinarily high fees and less-than-favorable. deserve.com/00EB6 on this page is accurate as of the posting date; however, some of our partner offers may have expired. Using credit cards with no foreign fees rather than cash also is a convenient, inexpensive way to avoid having to convert physical currency while traveling abroad. Id really appreciate it if you could use my referral link: https://deserve.com/5A1E9. You can also mail your payments to the address on your account statement or call customer service. Our pages feature links to our partners websites. 2.Deserve EDU Mastercard for Students You can apply for a Deserve EDU card online, without impacting your credit score. The best international credit card for students is the Bank of America Travel Rewards Credit Card for Students. Prequalifying is quick, easy, and it won't impact your credit score. If, on the other hand, you have bad credit and need help rebuilding it, the best secured credit cards will help you do just that. These options are very convenient, and each allows you to take advantage of low Visa and Mastercard currency conversion rates automatically. Plus, you can earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 spent on these categories combined per quarter), and 1% on all other purchases. Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. No international transaction fees on purchases abroad. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. Practical benefits available to users include car rental coverage, cellphone protection and extended warranty coverage. Bank of America Cash and Travel Rewards Cards WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Terms apply to offers listed on this page. If youre a student looking to start your credit-building journey, the Deserve EDU credit card has a lot to offer. Annual Fee: 10,000. Earn rewards on every purchase. entities, such as banks, credit card issuers or travel companies. This applies whether its a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant. Annual fee: Neither card charges an annual fee. Hey my referral link is https://deserve.com/BD657 Savings on every purchase, free amazon prime for a year 3 month free mint service and so many more. Joining Fee: 40,000. I have had this card for a year, its pretty good. Benefits: The Deserve EDU Mastercard for Students comes with benefits including car rental coverage, cellphone protection and protection against fraudulent purchases. Instead, use a no foreign transaction fee credit card for most of your purchases, and a no foreign fee debit card to withdraw physical currency. It enables you to make purchase transactions on goods and services. When you do, youll first go through the preapproval process and then (if you want to proceed) through the formal application. The 10 largest credit card companies all offer at least some cards without foreign transaction fees, and some issuers dont charge these fees on any of their credit cards. The Deserve EDU Mastercard comes with an iPhone app, but unfortunately no Android version. 30$ cash back. Get our free Visitors Guide. Hope you can also be helped by others! A review would mean a lot to us and takes less than 20 seconds. This credit card doesn't require a Social Security number to apply, comes with no annual or foreign transaction fees, and offers 1% cashback rewards on everyday purchases. https://deserve.com/CF1E0 earn free 30$ bonus by using this referral link. We're also going to talk about the cards you can apply for without an SSN. Sign up now and get $50. Deserve (formerly SelfScore) has partnered with Celtic Bank and TCI and is dedicated to offering financial services to international students at U.S. colleges and universities. Here it is. Understand that foreign fees can be an issue even when youre not traveling. This means you won't be charged extra anytime you use the Deserve EDU Mastercard for Students card outside of the United States. Note that this second application stage will involve a hard inquiry on your credit report. Does my credit card have foreign transaction fees? No Annual Fee No Deposit Required Up to $5,000 Credit Limit (No Deposit Required) The free Amazon Prime is a definite plus, and its a fabulous way to build credit. See if you prequalify with no impact to your credit score in minutes. Other. American Express cards can be used in over 160 countries and territories. Perfect for you. Although it will help you to build credit, the ideal credit card reports to all three major bureaus, as regular and widespread reporting helps build your credit score quickly. International students, don't worryyou don't need a Social Security Number (SSN) to apply. If you already have a credit card that charges foreign transaction fees, theres not much you can do to avoid them, save for not using the card abroad. You probably wont be able to use credit cards for all your international purchases if you travel abroad, so having a debit card will allow you to get cash in the local currency when you need it. No annual fees. Make almost any purchase and youll earn 1% cash back. ITs true. You dont need an ITIN for the Deserve EDU card, which makes it more convenient for many international students. Some of our articles feature links to our partners, who compensate us when you click them. What are index funds and how do they work? deserve.com/F2BFF, HERE IS THE LINK> https://deserve.com/F2BFF. We make money through advertising. Because of this requirement and the potential cost of carrying a balance, youll likely be better off applying for the Deserve EDU credit card. 5. Student credit card issuers do have different requirements. deserve.com/40740, Use my link to signup and get bonus It accepts students with limited credit (less than 3 years of credit history). The Deserve MasterCard Credit Cards are designed especially for International Students in the U.S.A., and you can apply without an SSN or security deposit and start to build your credit history to achieve your financial future in America. The major downsides of the Capital One Journey Student Credit Card are its high APR of 28.49% (variable) and that you need a credit score to apply. It belongs to the Visa network so you can use it extensively outside of the United States, whether youre traveling or studying abroad. No SSN needed for international students to apply. . This will help you to decide whether its worth getting a hard inquiry on your credit report when Deserve processes your application, or whether youre likely to get rejected. By John Kiernan, Credit Card Editor on Nov 23, 2022 Fact Checked by Alina Comoreanu Credit cards for international students are pretty much the same as any other student credit cards (some offers are from WalletHub partners). They also have a cool $30 sign up referal bonus. Get a credit card with no foreign transaction fee. Deserve Credit Card - No SSN required. Notable Credit Cards With No Foreign Transaction Fees. So, students with a passport, a U.S. bank account along with some other documentation are eligible to apply. Applying online is easy. Many debit cards also charge foreign transaction fees, so make sure to bring a Visa or Mastercard, Converting your cash at an airport kiosk outside of the U.S. may be convenient, but that convenience will cost you. Part of the fun in having your own credit card is knowing that with good use and behavior, you are well on your way to building good credit history. The Bank of America Cash Rewards Credit Card for Students offers benefits including a $0 liability guarantee for fraudulent purchases and free access to your FICO score, updated each month. Check it out! Don't need to make any balance transfers. Students who already have established a credit history can apply for the Deserve Pro MasterCard, which offers the highest credit limits of up to $10,000 with no annual fee, plus you earn 3% cash back on travel and entertainment purchases, 2% cash back at restaurants, and 1% cash back on all of your other card purchases. If youre an international student, youll need to provide: If youre a US citizen or permanent resident with a Green Card, you may also have to provide your Social Security number and link up a US bank account with your credit card account. If needed use my referral; https://deserve.com/C9EA1. If you have a Social Security number, though, other student cards offer richer. Youll always be able to tell what youre clicking. Use this link to earn $30 cash back. In this Video I talk about My admits and Rejects Wondering which is the best Credit Card for International Student ? The Deserve edu card is one of the only unsecured student credit cards that can be used to establish credit that I can find. https://www.deserve.com/apply-for-deserve/?ref=E8686, Get the credit card you Deserve by using this link and get $60 on signup. Check it out! The Deserve EDU Mastercard for Students is a good credit card for international students because it has a $0 annual fee, a $0 foreign transaction, and no SSN requirement. If you qualify for a Deserve EDU Mastercard, your credit limit should be included in your card offer. Deserve EDU Mastercard for Students review: The Deserve EDU Mastercard for Students is an accessible card for students who want to build credit, but it does not offer any bonus rewards categories. The Deserve EDU Mastercard for Students doesnt offer bonus categories, so its simple to earn rewards. No deposit required. Here is the link: The Discover it Student Cash Back card earns 5% cash back in rotating categories up to the quarterly . Your Referral Link Here Post in Comments. Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention and Master Rental. You can use deserve link. Deserve EDU Mastercard for Students vs. If, on the other hand, you have bad credit and need help rebuilding it. Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Instead, check your account periodically to see whether youve qualified for a larger amount. Have a no foreign fee debit card handy. If you dont pay off the balance on your Deserve EDU credit card in full each month, youll pay interest on the following rate: This is a decent interest rate, but could still add significant charges to your bill if you frequently leave balances on your credit card. Using credit cards with no foreign fees rather than cash also is a convenient, inexpensive way to avoid having to convert physical currency while traveling abroad. Foreign transaction fees are charged by credit card companies, not merchants, and the surcharge could add as much as 4% to purchases made outside the U.S. Its one of two Deserve credit cards that boasts no annual fee or foreign transaction fees, and allows you to qualify without a credit score. Up to $5,000 Credit Limit (No Deposit Required), Amazon Prime Student Membership for Free ($49.99 value), Up to $1,500 Credit Limit (No Deposit Required), Up to $10,000 Credit Limit (No Deposit Required). In addition, if you are an international student in the US, you don't need an SSN to apply. Mastercard is in the lead, with over 210 countries and territories, followed closely by Visa (over 200) and Discover (200). They have changed their name to Deserve. In Parents Must Read, Study Abroad. . Your email address will not be published. The details: With the Capital One Quicksilver Student Cash Rewards, cardholders can earn a flat 1.5 percent cash back on all everyday spending, making it a competitive rewards rate on a student . For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. 3. I came across this card which is the best since it does not impact your credit score and pays for Amazon prime student membership for 1 year along with a sign up bonus of 30$. The Deserve Edu MasterCard is available to International Students in the U.S. and provides higher credit limits, 1% cash back, and access to Amazon Prime Student for free (get reimbursed for a 1-year subscription at $49.99 value). This means you wont be charged extra anytime you use the Deserve EDU Mastercard for Students card outside of the United States. Rewards never expire while your account is open, and they will automatically be redeemed for statement credits $25 at a time. Not all credit cards are accepted everywhere, and cards from some networks are accepted in more countries than others. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Consider applying for a travel credit card with good ongoing rewards and no foreign transaction fees to use instead. It accepts students with limited credit (less than 3 years of credit history). You can manage your Deserve EDU Credit Card account online (e.g., making monthly payments) by going to their website and logging into your account. Should You Get the Deserve EDU Mastercard? The Deserve EDU Mastercard isnt the top of the line among student credit cards, but its an easy-to-get credit card perfect for international students and students who plan to travel abroad. Plus, the Deserve Refer-A-Friend Program provides both parties with a $30 bonus statement credit to your Deserve credit card accounts. Apply for the Deserve Mastercard with my personal referral link and both of us will receive $30 when you apply and get approved. Everything we publish is as accurate and as complete as we can make it. On November 27, 2022. Also, foreign students studying in the US can likely apply for this card with an ITIN. You don't need an SSN to apply, which makes this a popular choice for international students. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Your email address will not be published. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Get the Deserve MasterCard Credit Cards for international students in the U.S.A. to help build your credit history and get $30 referral bonuses for signing up and inviting your friends. No annual fees. First time referring. Your credit card will not have a foreign transaction fee if it is from Capital One, Discover, USAA, PenFed or HSBC. read full answer, Credit Card Issuers That Do Not Charge Foreign Transaction Fees. The card offers unlimited points on purchases, a solid signup bonus and no foreign transaction fees for purchases made abroad. Discover it Student Cash Back. Were grateful for that trust, and we wont abuse it. The card offers 1% cash back on all purchases. They also give important advise and online videos to teach you how to build your credit. Terms apply. Dont want to wait? So, make sure to check out our editors picks for the best credit cards for international travel. You'll also get one year of Amazon Prime Student when you spend $500 in the first three billing cycles using the card. -Deserve Credit Card G. There are plenty to choose from. If you are a student who has managed to build, , youll have access to more than just student credit cards. International students, don't worryyou don't need a Social Security Number (SSN) to apply. Looks like something went wrong. Theyre basically the same in terms of functionality, but cards for international students arent just for U.S. citizens or people with a Social Security number. Heres the latest link for Deserve Master Card. is in the lead, with over 210 countries and territories, followed closely by. Try our homepage or search for another topic. I am a. student. No international transaction fees on purchases abroad so you can travel with confidence. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. WalletHub Answers is a free service that helps consumers access financial information. At a rate of 1% on typical annual expenses of $13,640, the average college student could expect to earn $136.40 cash back. Easy to manage. No SSN required for international students to apply. You can get a Deserve Mastercard too. This answer was first published on 12/10/21. Application is easy and fast. Make use of your college e-mail for this card. Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. The best way to avoid foreign transaction fees is to use a debit or credit card that waives such fees while traveling abroad. Get a credit improvement plan that works for you with 1 phone call. Well never try to trick you into clicking anything youre not genuinely interested in. I have also added your referral link to #3 in the list within the article. Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app. Here is my link. How much is the U.S. Bank Business Triple Cash foreign transaction fee? Rewards: The Deserve EDU Mastercard for Students offers 1% cash back on all eligible purchases. Call (888) 859-0871 now. (DCC) is a practice in which foreign merchants may offer to charge your purchase in U.S. dollars instead of the local currency. The Deserve EDU credit card charges reasonable fees: The lack of foreign transaction fees makes this card particularly appealing to students who study abroad or make frequent visits to countries outside of the US. The Deserve Classic MasterCard is a great option for people who are new to credit cards, as it helps you build your credit history, and it doesnt require an SSN, security deposit, or a co-signer. If youre denied, youll receive an email providing you with the reason for denial. Required fields are marked *. Apply Now on Deserve's secure website or call (800) 418-2362 Rates & Fees Deserve EDU Mastercard 3.9 Authority More Info Annual Fee More Info $0 Regular APR More Info https://deserve.com/A3F42, Theres a special $50 referral bonus from now until end of October if you use this link: deserve.com/284E0 Check it out! However, if you have a limited borrowing history, no Social Security number, or are without a regular income, the Deserve EDU Mastercard is a good credit card option. That said, the Deserve EDU credit card is a simple and straightforward option; you dont need to provide much information to apply, and the rewards system is uncomplicated. What is the best credit card for study abroad? , and some issuers dont charge these fees on any of their credit cards. Deserve Mastercards are issued by Celtic Bank, Member FDIC The Deserve EDU Mastercard for Students makes it easy for students to start building credit. The cards global acceptance should be taken into account. Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. A Red Ventures company. Credit Score, Finances It's exciting to have a credit card that opens the door to new opportunities (hello to renting a car for a weekend getaway) and gives you some financial breathing room. If you need help with your Deserve EDU credit cardincluding with a lost or stolen card or with finding out the status of your applicationthe phone number for customer service is (800) 418-2362. Here is referral for 30$, latest and working for 300% sure https://deserve.com/F8518, Here is a referral for $50. Here is my link: https://deserve.com/4F3C2 This may affect the products and services that we showcase in our articles and how we place and order them. Our bad! You can also email customer service at [emailprotected] or send mail correspondence to: The Deserve EDU Mastercard is a decent credit card choice for students who want to build credit while earning rewards, but US students who dont have major black marks on their credit reports should shop around to look for better deals. Deserve Deserve provides international students like you with the opportunity to have a credit card, even if you don't have a social security number or credit history. Next. :-). Thats our first priority, and we take it seriously. You can apply for a new credit card, and it does not require a Social Security Number, security deposit, or a co-signer. Its basically free money so there isnt any reason not to apply. Heres my $30 referral link for the deserve edu card, which approved me 2 years ago with no ssn needed. Its never a great idea to assume your credit card does not have a foreign transaction fee based on the issuer alone. Bankrate.com does not include all companies or all available products. I have updated the article to reflect the new branding and their name change from SelfScore to Deserve. You can get a Deserve Mastercard too. If you click on one of those links, we get paid. 2. Here is my link: https://deserve.com/01224 If youre able to qualify for other student credit cards, many offer more enticing rewards rates. You can apply for the Deserve EDU card online. If youre approved, youll receive your card within a couple of weeks. The Deserve EDU issuer automatically considers cardholders for credit limit increases from time to time. https://deserve.com/E8848 Apply for the Deserve Mastercard with my personal referral link and both of us will receive $30 when you apply and get approved. I was approved $300 limit in October, and 5 months later they increased my credit limit to $800. Not all credit cards are accepted everywhere, and cards from some networks are accepted in more countries than others. Sign up now and get $30. https://deserve.com/BD657. With the Deserve EDU card, there's no annual fee and you can get 1% cashback on purchases. Here is my link! The card has no issuance fees and annual fees, so no harm in applying for the card to build your credit score. DESERVE credit card no SSN required. Prequalify. Opinions expressed here are the authors and/or WalletHub editors'. This is one of the few credit cards international students may get with a sign-up bonus, which is a pretty big one. Applicants don't need a credit. It offers 25,000 points for spending $1,000 in the first 90 days. You can get a Deserve Mastercard too. Control everything right from the app. The Deserve EDU credit card reports to two of the three major credit bureausTransUnion and Experianbut does not report to Equifax. Ive found a credit card that lets you build your credit history without a security deposit, cosigner, or social security number (for international students)! 2022 Bankrate, LLC. The Deserve Edu MasterCard is available to International Students in the U.S. and provides higher credit limits, 1% cash back, and access to Amazon Prime Student for free (get reimbursed for a 1-year subscription at $49.99 value). Use this referral link to get free $30: deserve.com/8B4F4, Here is my referral link to get free $30: deserve.com/8E22B. You probably wont be able to use credit cards for all your international purchases if you travel abroad, so having a debit card will allow you to get cash in the local currency when you need it. 2. Bankrate.com is an independent, advertising-supported publisher and comparison service. Selfscore has now changed it name to deserve and the links for selfscore wont get you any credit. The cards annual fee is also $0. The content Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. No annual fees. It not only helps your approval without an SSN, but also helps you build good credit. You also receive one year of Amazon Prime($59 value) and cell phone protection up to $600. 2022 ONR Financial Networks LLC All Rights Reserved. However, the Petal 1 Visa credit card isnt suitable for all students, because: However, if youre eligible for both credit cards (e.g., if youre a US student with a part-time job or another source of regular income), the Deserve EDU credit card and the Petal 1 Visa credit card are similarly good options with many of the same features: The major differences are that the Petal 1 Visa has a higher APR and a more complicated cashback rewards system. With that, you know the basics of how to avoid unnecessary costs when spending money internationally. No international transaction fees on purchases abroad so you can travel with confidence. College students who have no credit or limited credit can apply for the Deserve EDU Mastercard for Students, which is a cash back credit card with no annual fee. If you are a student who has managed to build good credit or better, youll have access to more than just student credit cards. When you sign up 10 people, in addition to the $300 you already earn, a bonus of $200 is applied to your account for a total of $500 for signing up 10 people. are charged by credit card companies, not merchants, and the surcharge could add as much as 4% to purchases made outside the U.S. deserve.com/FFE49 The Deserve EDU Mastercard gives you a 23-day grace period (beginning on the first day of the new billing cycle). You should never accept these offers because if the merchant converts your payment for you, they may set their own high exchange rate to increase their profits. With consumption and payment on time, the limit will also increase. Cashback match earns you a dollar-for-dollar match on your first-year rewards, 5% cash back on select purchases each quarter (e.g., Amazon, grocery stores, restaurants, gas stations, and PayPal), up to the quarterly maximum, 1% cash back on all other eligible purchases. The Discover it Student Cash Back offers benefits including free security alerts to help protect you from identity theft and access to a free monthly FICO score. Rewards: The Deserve EDU Mastercard for Students offers 1% cash back on all eligible purchases. It offers 25,000 points for spending $1,000 in the first 90 days. The SelfScore credit score estimate is 20-30 points off but still fairly accurate. Amenities. No international transaction fees on purchases abroad so you can travel with confidence. I absolutely LOVE Deserve! No Social Security Number required for international students to apply. This is a really good starter card that Id highly recommend. This is a must have! No annual fees. Our cards are ideal for all college students starting their credit journey. Youre likely to get rejected if you cant prove you have a regular income. The Bank of America Cash Rewards for Students credit card offers $200 for spending $1,000 in the first 90 days. The cards retain several features of the SelfScore . Its travel-oriented rewards also make it an attractive international credit card for students. What's Nearby. We are committed to being fully transparent with our readers. Unlike the Deserve EDU credit card, the Discover It Student Cash Back card is suitable only for students from the US studying in the US, as youre eligible only if you have a Social Security number. All new applicants will be considered for the Deserve Edu MasterCard, which provides 1% cash back on all purchases with up to $5,000 credit limits and no annual fee or security deposit required. Here is my link: https://deserve.com/4F3C2, Get $30 when you sign up with the following link. The cash back you earn is automatically redeemed for a statement credit in increments of $25. If youre not worried about these considerations, and youre eligible for both cards, youll have to weigh the other major differences between the two to decide which will suit you better: Otherwise, the Deserve EDU Mastercard and the Discover It Student Cash Back card have similar benefits, including a standard rate of 1% cash back on purchases and no annual fees or foreign transaction fees. She previously managed a B2B website in the data privacy and digital compliance industry. If you do business online or by phone through a merchant based outside of the U.S., make sure you pay for your purchase with a no foreign fee credit card to sidestep the surcharge. About. Its fabulous you dont need ssn or credit history to apply for deserve edu. 1.25% cash back (or 1% cash back if you don't pay your bills on time) on all eligible purchases. Our cards are ideal for all college students starting their credit journey. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. http://www.deserve.com/D6DD6, Referral link to get $30: These cards also offer above-average ongoing rewards, and require good or excellent credit for approval. Annual fee: Neither card has an annual fee. The Deserve EDU Mastercard for Students foreign transaction fee is $0. It had by far the easiest application and best app interface. https://deserve.com/3A855, Heres my link! https://deserve.com/85947. 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